i think every investment got its risk... if i'm like you i'll put the money in the bank and take the interest, that's more save.. u can put it as FD or at Alliance Saveplus acc..their interest rate is high which is up tp 3% per year..
3% is so less and need to wait until 1 year, it's slow...i more prefer to do investment, it can make money faster
Guess that the alliance saveplus is a new acc that alliance launch? Just do a research on websites, their interest rates is barely same with FD which is 3.5%, but without lockin period, I think put savings on there will be a more stable investment
can only get back big amount of money after many many years, i still not prefer for doing that...
eeuuww why need to buy baby's clothes at bundle shop??!!!
it might have eczema at previously baby and u put it on your baby...
dont ever dare!
LOL! if u are too rich then u shouldnt said like dat! u dont even know who struggles people out there to work on something to make sure their child comfort! they never complaining about the baby's stuff prices coz they really working hard!
Why don't you start with a simple financial plan? List down your compulsory budgeting first e.g your household, bill, rent, loans, etc. Minimize your spending and keep the remaining for saving. Suggesting you to create one other bank account just for saving and do not take that money from that account unless you have to.
yeah totally agreed! because if u have a great financial planner, u will know which one u need and which one don'ts .. Im used to that when i got a small salary back then.. trust me, its can help
Investment is too risk! Hope you can think properly, why don't you discuss w/ your wife? Did she work? If she work also then your financial problems can be overcome.
Yea, in this generation of us the inflation of the material price have effect us heavily. Especially those who have children and family that need twice income only can effort it.
Investment may be a small part and getting some part time income is the more stable like grab that can do with flexible time and the income is still quite high for a part time job. The extra income can help to reduce the financial stress of the family.
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