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Kanishi 
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 Topic: money is not enough to use!!!
Posted: 07 Aug 2018 at 10:05pm |
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Investment may be a small part and getting some part time income is the more stable like grab that can do with flexible time and the income is still quite high for a part time job. The extra income can help to reduce the financial stress of the family.
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Kanishi
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Posted: 07 Aug 2018 at 10:03pm |
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Yea, in this generation of us the inflation of the material price have effect us heavily. Especially those who have children and family that need twice income only can effort it.
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nemomone
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Posted: 06 Apr 2018 at 9:48pm |
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Investment is too risk! Hope you can think properly, why don't you discuss w/ your wife? Did she work? If she work also then your financial problems can be overcome.
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gongzaimee
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Posted: 06 Apr 2018 at 9:20pm |
 razileman wrote:
Why don't you start with a simple financial plan? List down your compulsory budgeting first e.g your household, bill, rent, loans, etc. Minimize your spending and keep the remaining for saving. Suggesting you to create one other bank account just for saving and do not take that money from that account unless you have to. |
yeah totally agreed! because if u have a great financial planner, u will know which one u need and which one don'ts .. Im used to that when i got a small salary back then.. trust me, its can help
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gongzaimee
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Posted: 06 Apr 2018 at 9:16pm |
vanice098 wrote:
eeuuww why need to buy baby's clothes at bundle shop??!!!it might have eczema at previously baby and u put it on your baby... dont ever dare! |
LOL! if u are too rich then u shouldnt said like dat! u dont even know who struggles people out there to work on something to make sure their child comfort! they never complaining about the baby's stuff prices coz they really working hard!
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junghun
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Posted: 06 Apr 2018 at 12:16pm |
can only get back big amount of money after many many years, i still not prefer for doing that...
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zac1234
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Posted: 06 Apr 2018 at 10:19am |
i think i'll not put at fd acc, mayb i'll save my money first and put it at Alliance at the future coz i also scare other investment got its risk and i can't get back my money ...anyway thx for the information
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yangxi
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Posted: 06 Apr 2018 at 10:18am |
lufya456 wrote:
yangxi wrote:
i did a research ald, Alliance give the highest interest rate to us compare to otehr banks... so if you want to save money in banks to get interest i suggest you to put at Alliance acc |
I do saving my money at alliance bank and i got dividend from the interest... and yeah im also do an online business and alliance also help me a lot when i want to create an account their staff also friendly and helpful.... besides that, there's no transactions fee! like if u withdraw money at MEPS , still dont have any charge |
not only MEPS.......they also dun charge online transfer, annual debit card, IBG and IBFT..
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yangxi
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Posted: 06 Apr 2018 at 10:10am |
zac1234 wrote:
SuperJJ wrote:
Ahmanran wrote:
I agree that Investment is not encouraging as in your situation, you shall not risk your money. What if you lose all the money? There will be a big financial problem then. Plus your salary is not high , secure your finance future first. |
Only do investment if you have extra money that you can afford to lose. Most of the time you will be at the risk of losing money rather than earning so I wouldn't count much on that. Prefer you could save your money at bank instead such as Alliance bank which offered up to 3.5% of interest for at least 100k saved. |
har..need to put 100k then can get 3.5% interest? haizzzzz i dun hv so much saving lehhh
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actually u can put 20k inside and get minimum interest which is 1.8%... more info: https://voiz.asia/en/31233 and also if u open acc b4 end of this month, u'll get rm40 petrol gift card...
Edited by yangxi - 06 Apr 2018 at 10:11am
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zac1234
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Posted: 06 Apr 2018 at 10:07am |
SuperJJ wrote:
Ahmanran wrote:
I agree that Investment is not encouraging as in your situation, you shall not risk your money. What if you lose all the money? There will be a big financial problem then. Plus your salary is not high , secure your finance future first. |
Only do investment if you have extra money that you can afford to lose. Most of the time you will be at the risk of losing money rather than earning so I wouldn't count much on that. Prefer you could save your money at bank instead such as Alliance bank which offered up to 3.5% of interest for at least 100k saved. |
har..need to put 100k then can get 3.5% interest? haizzzzz i dun hv so much saving lehhh
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